Friday, March 12, 2010

Cheap SR22 Insurance


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Cheap SR22 insurance is actually not available. The very term SR22 insurance means you are considered 'high risk' in the auto insurance industry. So in general SR22 insurance will be much more expensive than the more traditional auto insurance for lower risk applicants. So don't think cheap sr22 insurance ... think lower cost sr22 insurance.

But as far as SR22 insurance providers are concerned there are certainly some that are more expensive than others. It comes down to the companies that try to take advantage of DUI offenders because they realize you are in a difficult situation. They realize that you are scared, nervous and overall... frustrated about your situation. That's why they work on their 'sales pitch' and increase their prices- because they know you are in a tough situation and will most likely pay it.

So the first thing you should realize is that there isn't cheap SR22 insurance but you can follow a few key points to ensure that you don't pay more than you need to when you get your policy.

Here's a few things to keep in mind:

* Don't shop by price alone. Some policies aren't worth the paper they're printed on. They may show you a cheap price but don't offer ANY coverage should you actually need it!

* Go with a reputable DUI source when you shop for SR22 insurance. Companies that specialize in this type of high risk auto insurance are in a better position to help you versus a more generalized provider.

* Get as many free quotes as you possibly can. You don't have to pay anything and you'll be able to compare the different policies offered. This will help you to pick the better SR22 insurance policy.

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