SR22 Filing

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An SR22 filing is a procedure for filing your DUI insurance with your state department of motor vehicles office. It's the process of actually filling out the form with them forming the guarantee that you have the required high risk DUI auto insurance which is required after conviction.

The SR22 is required to be kept on file at the DMV for a minimum of 3 (three) years and could be possibly longer depending on the circumstances of your offense. It is a type of high risk auto insurance that came about because the state decided that people with drunk driving convictions were a danger on the roadways. They determined that in order to 're-acquaint' those offenders with the driving public they would need to be assured that they would carry a specific amount of coverage due to the increased risk that these very same DUI offenders have the potential to re-offend and possibly cause bodily harm or property damage.

The best way to get an SR22 filing is to seek out a specialized provider that will give you a free instant quote online from multiple insurance providers. This type of provider is referred to as an SR22 insurance broker. The broker should never charge you for this service nor should they obligate you to choose any of the SR22 insurance quotes that they provide for you. You should be free to not choose any of them as well if you aren't satisfied with the rate and terms of the insurance quotes provided.

Once you select an insurance provider you can elect to have them do your SR22 filing with the DMV for you. They can most likely do this online or via fax in most cases. This makes it easier and less costly for you to fulfill your obligations with the DMV while still getting quality coverage.

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