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An SR22 in Texas is an insurance policy that requires proof of insurance by way of a certificate filed with the Texas Department of Public Safety (DPS). Normally, this is required of those convicted of drunk driving or DWI conviction in the state of Texas.
What the SR22 form does is provides a guarantee to the Texas DPS (Department of Public Safety) that the driver has the state required amount of coverage. If the policy is ended, gaps, lapse of coverage, etc... the Texas SR22 filing requires the insurance company to immediately notify TX DPS. Upon notification of such an occurrence the Texas DPS will promptly suspend the drivers driving privileges and TX drivers license.
SR22 insurance coverage in Texas is normally required for a period of 2-3 years from the date the drivers license was re-instated after a Texas DWI conviction. But you'll need to check with the Texas DPS to be certain of your specific SR22 insurance requirements. Normally this will be mailed to you in a certified letter when your TX drivers license is first re-instated.
To get an SR22 in Texas you'll have to shop with a specialized broker who can show you all available policies available to you. There should never be a charge for this nor should there ever be an obligation to select any of the policies shown to you. If there is that's a sure sign that you are not dealing with a reputable Texas SR22 insurance provider. Once you take a look at all available policies you can simply compare them side-by-side and select the one that's best for you.
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