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If your driver's license has been suspended or revoked, you will need to find out how to find SR22 auto insurance in Illinois. The SR22 is not an auto insurance policy, and IL residents who have been ordered to arrange for one need to take certain steps to find it.
What Is An SR22 Anyway?
An SR22 is a type of rider that is added to an IL auto insurance policy. You will need to have one put in place after you have been convicted of a DUI or your license has been suspended for other reasons.
Filing The SR22
To get an SR22, you need to contact your insurance agent to buy liability insurance. Once you have committed to purchasing a policy, ask the agent for an SR22 form. You will need to take the form to the Illinois Department of Motor Vehicles (DMV). This can be done personally.
The idea behind having an SR22 on your record is that drivers who are considered to be a higher risk need to show that they have at least the minimum level of liability coverage on their vehicle. By issuing an SR22, your insurance company is guaranteeing that you will keep this insurance in effect for a specific amount of time.
If your policy is cancelled or revoked, your insurance company is legally obligated to report you to the DMV. If you don't keep your insurance coverage in place and you are required to have an SR22 on your DMV file, your license may be suspended.
Finding Cheap Illinois SR22 Auto Insurance
Do you still have questions about how to find SR22 auto insurance in Illinois? Be sure to compare quotes from at least 5 different companies order to find the best Illinois auto insurance. Speak with an experienced agent who will be able to guide you to the cheapest policy available for your specific situation.
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